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MODEL PAPER - 3 [2026] — Social Studies STD 10 — Question

CBSE BoardEnglish MediumSTD 10Social StudiesMODEL PAPER - 3 [2026]1 Mark
MCQ
Read the information given below and select the correct option :
Amrita is a government teacher and belongs to a rich urban household whereas Rani - A Dalit, works as a helper on a construction site and comes from a poor rural household. Both have a crisis at home and wish to take a loan. Amrita got the loan from easily as compared to Rani. Why is Rani not able to get the loan? Tick the most appropriate reason.
  • A
    Because Rani is poor.
  • B
    Because Rani is from an untouchable caste, Dalits.
  • C
    Because Rani is uneducated.
  • D
    Because Rani is engaged in informal sector.
✓

Answer

(D) Because Rani is engaged in informal sector.
Explanation :
Rani will not be successfully to get the loan from a formal source because Rani is engaged in informal sector. Amrita, a government employee who belongs to a rich urban household would be successful in getting a loan from a formal source as compared to Rani who comes from a poor household and works as a helper on a construction site. This is because there are certain terms of credit which need to be fulfilled in the formal sector.

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