Question
Write a short note a commercial paper.

Answer

Commercial paper :
  • Commercial paper have become much popular at world level after $1980.$
  • It is an instrument to procure short term fund.
  • Commercial paper is an unsecured short term promissory note like a document.
  • It is issued by corporate institutions having high creditability and sound financial positions.
  • In $1990$ the Reserve Bank of India, issued first commercial papers in India.
  • Commercial paper are transferrable $($negotiable$)$ instruments, regulated by Reserve Bank of India.
  • Companies and financial institutions can issue for minimum $7$ days and maximum period of $1$ year.
  • Commercial paper are issued at $Rs. 5$ lacs or in it’s multiplies at discount and they are known as finance paper, industrial paper and corporate paper.

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